Don't Lose Your Home to Foreclosure
If you are behind on your home mortgage payments, be pro-active by contacting an attorney who can advise you of your legal rights and options. If you have already received a letter from your mortgage lender threatening foreclosure, do not wait. Contact an attorney today.
Most home foreclosures can be prevented. Unfortunately, people get so scared that they put their head in the sand and hope that all of their problems will simply go away. Unfortunately, life does not work that way. Face your debt challenges head-on by contacting an experienced bankruptcy and debt relief attorney who can fight to protect your rights.
If you live in Louisville or the surrounding areas of Kentucky, contact me, attorney Alisha Triplett. I am an experienced bankruptcy and debt relief attorney who has helped many clients find solutions to difficult debt challenges. I help clients in a number of ways, including:
- Filing for Chapter 13 bankruptcy
- Filing for Chapter 7 bankruptcy
- Working to obtain home loan modifications
If you are at risk of losing your home to a foreclosure, contact my law office to schedule a free and informative consultation today. To schedule an appointment at my Louisville law office, call 502-410-3851 or contact me toll free at 866-787-0243.
Chapter 13 Bankruptcy and Home Loan Modifications
If you are struggling with an unmanageable debt load, bankruptcy may be the answer for you. I handle both Chapter 7 and Chapter 13 bankruptcy cases. Chapter 13 is more commonly used by people with stable monthly incomes who are seeking to avoid a home foreclosure. A Chapter 13 bankruptcy creates a debt repayment plan that allows people to pay back debts in a more gradual fashion in accordance with a three or five year debt repayment plan approved by a bankruptcy court judge.
If the court approves your proposed debt repayment plan, which I can draft and submit on your behalf, your home mortgage lender must abide by the terms of the bankruptcy court order. Chapter 13 bankruptcy may allow you to pay back mortgage arrears over time, reduce late penalties and give you time to get back on your feet.
If bankruptcy is not the right answer for you, I also handle the home loan modification process. A loan modification may allow you to add missed mortgage payments to your new mortgage, allowing you to prevent foreclosure.
Contact a Bankruptcy Lawyer
If you need to speak with a bankruptcy and debt relief attorney, contact my law office in Louisville, Kentucky.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
